Auto Insurance
Auto Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Auto Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Auto Insurance Information
Auto Insurance in Paragould, AR & Jonesboro, AR
Every driver deserves the security of being protected by quality auto insurance whenever they get behind the wheel. To Arkansas drivers, this means not just carrying all coverage that is required of you by law, but also expanding upon that mandatory coverage to get the benefits that are tailored to you as an individual vehicle operator.
Staggs Insurance is committed to helping our friends and neighbors design the perfect auto insurance for them, and we’ll help you keep your benefits affordable no matter what your budgetary situation.
Common Auto Insurance Questions
How Does Auto Insurance Work?
Whenever you operate a motor vehicle, there is a chance that something could go wrong. No matter how responsible a driver you try to be, you simply can’t avoid the potential for an accident to happen. It helps to be prepared for anything, and one of the best ways to make yourself a safer, more secure driver is to have quality auto insurance.
By investing in auto insurance, you’ll have financial help available when vehicle hazards put you on the line for significant recovery costs. Whether it is vehicle damage, auto theft or an accident lawsuit that caused the problem, you can rest assured that a tailored plan will help you pick up the pieces.
How Much Auto Insurance Do I Need?
Auto insurance policies offer many benefits, and you can usually carry the following within yours:
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Collision Insurance: This covers damage to your own vehicle that you sustained in a wreck.
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Comprehensive Insurance: This coverage pays for damage from non-accident mishaps, such as weather damage, fires, theft, vandalism or similar accidents.
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Medical Payments Coverage/Personal Injury Protection: If you get hurt in an accident, this coverage can pay for your medical bills. It sometimes will cover other losses, like lost income.
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Uninsured/underinsured Insurance: This insures you against damage caused by someone else who doesn’t have proper liability coverage. If you are the victim of a hit-and-run, for example, then this coverage can pay for your car’s damage.
There are many other benefits that you might be able to add into your policy, such as:
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Roadside assistance
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Rental car reimbursement
What Auto Insurance is Required?
All drivers registered in Arkansas must comply with the state’s mandatory auto insurance laws. You must carry an active policy at all times, and your plan must include at least:
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$25,000 Bodily Injury Liability Coverage per person
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$50,000 Bodily Injury Liability Coverage per accident
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$25,000 Property Damage Liability Coverage
Nearly all customers can qualify to buy increased liability insurance limits, and to add other optional (but essential) coverage into their policy. Our job is to help you get the policy that will always provide you with optimized financial aid and minimal personal losses following even complicated losses.
When Do I Need to Get Auto Insurance?
Upon establishing residency in Arkansas, you must buy an auto insurance policy that complies with all state laws. You must also update your driver’s license and vehicle registration at this time. If you move, buy a new vehicle or make other significant life changes, you might need to update your coverage. Our committed team of agents will be there to help you always have the optimized benefits that will serve you to your greatest advantage.
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